How to File


The following page is specifically provided for self-represented persons filing a bankruptcy petition.  If you are considering filing without representation by an attorney and have not reviewed the information on the Before You File page, please do so now.

Gather Paperwork


The first step for filing bankruptcy is to gather all your financial paperwork, such as:

  • A list of real property (real estate you own), its value, and a mortgage statement showing current loan balance.
  • A list of personal property (e.g., household goods, vehicles, jewelry, etc.) you own and their values.
  • A list of your creditor names, addresses, account numbers, amounts due, and (if known) the date the account was opened.  A credit report would be helpful to have available.
  • Income documentation such as pay stubs, W-2s, or proof of income from other sources such as social security, disability, etc.
  • Two years of prior financial records (e.g. tax returns and bank account statements).

Determine Process for Filing


The instructions will vary depending on the option chosen. Select one of the following options:

  • Option 1: Electronic Self-Representation (eSR) Bankruptcy Petition Preparation System - New

This system is designed for use by self-represented debtors to prepare their voluntary Chapter 7 or Chapter 13 bankruptcy case petition, schedules, and statements electronically.  The system allows you to electronically submit the forms to the clerk's office. When presented with the filing fee, signature pages, and the required forms, the clerk's office staff can then electroncially open the case.  To get started, click here.

  • Option 2: In-Person

Visit the Clerk's Office in-person and obtain the necessary paperwork.

  • Option 3: Online Fillable PDF Forms

Follow the Instructions for Filing to guide you through the process.     

Please note that NM LBR 1074-1 requires corporations and partnerships to be represented by an attorney.